How does a "catastrophic" injury differ from a standard personal injury?

A standard injury may be severe (like a broken leg), but a catastrophic injury denotes a profound shift in the victim's ability to lead the life they had before. These injuries are characterized by:

• Permanence: The disability is lifelong or expected to last for years.

• Loss of Independence: The need for daily assistance or adaptive equipment.

• Loss of Earning Capacity: The inability to return to your previous career or any meaningful employment.